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Free Guide for Professional Advisors: Smart Charitable Giving Solutions

Charitable Giving
Laptop computer with blue desktop

I love getting to collaborate with wonderful professional advisors (like financial advisors and insurance agents, among many others) to promote and maximize charitable giving in Iowa. Together we get to help their clients best incorporate strategic charitable giving in to their financial and estate planning goals and plans.

Charitable Giving: As American as Apple Pie

People come to philanthropy from many different places and for many different reasons. Beyond the obvious tax benefits of donating to a charitable organization, there’s always that admirable intention of wanting to make a difference, of aspiring to help the organizations and causes they care about progress.

As a starting point for discussing smart charitable giving solutions, I’ve created this handy one-pager. It gives an overview of strategies like the popular donor advised fund and different types of charitable trusts, and reminds of other options like an IRA charitable rollover and retained life estate. The pdf also hits on aspects of the Tax Cuts and Jobs Act that prospective donors and professional advisors should be aware of.

Smart charitable giving guide

Click here to view the free guide to smart charitable giving solutions and then let’s continue the conversation. Additionally, you can learn more about how Gordon Fischer Law Firm works with the professional advisors here. Together I’m certain we can craft the best, legal giving solutions that align with your clients’ giving goals.

August 8, 2018/by Gordon Fischer
https://www.gordonfischerlawfirm.com/wp-content/uploads/2018/08/Screen-Shot-2018-08-09-at-4.07.21-PM.png 536 1020 Gordon Fischer https://www.gordonfischerlawfirm.com/wp-content/uploads/2017/05/GFLF-logo-300x141.png Gordon Fischer2018-08-08 23:25:082020-05-18 11:28:51Free Guide for Professional Advisors: Smart Charitable Giving Solutions

Don’t Mess Up like Saul Goodman: 5 Mistakes to Avoid With your Estate Plan

Estates & Estate Planning, Wills, Trusts & Estates
Better Call Saul's Bob Odenkirk

Yesterday was the season four premiere of AMC’s Better Call Saul, the highly acclaimed “dramedy” which features slippery lawyer Jimmy McGill.

If you have yet to watch this great series, don’t worry no spoilers are needed; the lessons we can learn from the series still make sense even if you know a few basics.

Better Call Saul is a prequel series to Breaking Bad, and if you’ve seen that, you know the character Jimmy (played masterfully by Bob Odenkirk) eventually transforms himself into the very ethically challenged Saul Goodman. In either show, Jimmy/Saul is not someone you want to emulate.

The characters both finds and creates conflict in his life from his warring moral compass against his ambition. What do Jimmy’s complicated character flaws have to do with your estate planning? In the show Jimmy focuses in on elder law, including counseling senior citizens on how to make and reach their estate planning goals. While that’s great, he also makes ample, costly mistakes along the way with his important cases and clients. If there is anywhere in life to avoid preventable, silly mistakes it’s in estate planning. Here are five of the worst mistakes you should avoid like a Jimmy McGill scam with your estate plan.

Thinking you only need a will

As I’ve stated before, but bears repeating, you need more than a will. You need an estate plan. An estate plan consists of several legal documents to prepare for your death or incapacitation and a will is just one of these several documents, although an important one. I’ve written at length about the six “must have” estate planning documents. Don’t get just a will, it’s not enough. Get an estate plan.

August is National Make-A-Will Month

Settling for a DIY estate plan

Why would you not hire an Iowa lawyer—particularly one well versed in wills, trusts and estates—and go it alone? Yet, folks write their own “estate plans” all the time. There are at least nine excellent reasons, among many others, to hire an attorney to draft your estate plan.

The question is not, whether you can you write your own “estate plan.” Given the Internet and YouTube, with some training and practice you could no doubt perform oral surgery on yourself. The question is whether that decision is a wise one and will it turn out well? The plain truth is you need a lawyer to help you with your estate plan.

Failing to keep your estate plan updated

The only constant in life is change, and as your life changes your estate plan must adapt. Common events that should cause you to re visit your estate plan include:

  • The birth or adoption of a child or grandchild
  • Marriage or divorce
  • Illness or disability of your spouse
  • Purchasing a home or other large asset
  • Moving to another state
  • Large increases or decreases in the value of assets, such as investments
  • If you or your spouse receives a large inheritance or gift
  • If any family member, or other heir dies, becomes ill, or becomes disabled

There are many other life events that ought to cause you to update your estate plan. Be sure to keep your estate plan current.

5 Scenarios for Estate Planning Revisions

Not getting an estate plan at all

Surveys show that about 50% of Americans don’t have even a basic will. Oy. When you consider the bad, even terrible consequences of not having an estate plan, if you don’t have one, get on it stat. A great start would be to download my Estate Plan Questionnaire. My EPQ is free and easy, and truly a terrific first step.

Think Estate Planning is Just for the Wealthy? Think Again!

Failure to think about including your favorite charity in your will.

Your estate plan is a great way to fund the causes you care about most. Whether it be a church, hospital, school, social welfare agency, whatever nonprofit you feel strongly toward, why not make a gift to them in your estate plan? You may well make a real difference, perhaps even one large enough to transform your fave charity and affect generations to come.

If you have kids, of course you want to make sure they are well provided for. I certainly understand that. But perhaps your kids are now grown adults, successful in their own careers. Perhaps you are affluent, in which case, maybe you need to ask yourself, “How much is enough for the kids?“ Consider generously giving to that charity (or charities) at your final farewell through charitable bequests as a part of a lasting legacy and impact.

Tweets by BetterCallSaul

Unlike the Jimmy McGill or Saul Goodman style of attorney, I am honest, ethical, and working with a mission in mind . Be the judge for yourself—I offer a free one-hour consultation and transparent estate planning package rates. Questions or simply want to talk about how great this show is? I can always be reached via email at gordon@gordonfischerlawfirm.com, or by phone at 515-371-6077.

August 7, 2018/by Gordon Fischer
https://www.gordonfischerlawfirm.com/wp-content/uploads/2018/08/better-call-saul-season-4-bob-odenkirk.jpg 464 825 Gordon Fischer https://www.gordonfischerlawfirm.com/wp-content/uploads/2017/05/GFLF-logo-300x141.png Gordon Fischer2018-08-07 19:49:442020-05-18 11:28:51Don't Mess Up like Saul Goodman: 5 Mistakes to Avoid With your Estate Plan

Nonprofit Events and Opportunities in August & September

Events, Nonprofits
calendar on desk

Beyond my own information and resources I love offering Iowa nonprofits for free (like this board responsibilities handout or this nonprofit formation guide), I like to call attention to all the awesome events, awards, and grants available. There are so many great opportunities for Iowan nonprofit pros, board members, volunteers, and donors, that range from conferences to workshops, and grant applications to award nominations. But, life is busy, and it can be hard to keep track of what you should register for or put on your calendar. That’s why I compiled a list for your convenience:

Learning Events & Trainings

  • Volunteer Iowa is accepting applications for the Service Enterprise Training Fall Cohort. Due date is August 27. 
  • On September 13, learn about different types of non-cash assets and their various tax advantages, as well as potential concerns the gifts might bring to your nonprofit at “Taking the Confusion out of Complex Gifts: Tools and Tips to Know.” Hosted by the Community Foundation of Greater Des Moines, registration is free.
  • Drake University Center for Professional Studies is hosting a three-day Nonprofit Fundraising Workshop, September 14, 21, and 28. The cost to attend is $475 for the three full days and includes all learning materials. 
  • The 4th Annual Southeast Iowa Nonprofit Summit will be held September 20. Registration is free and limited to the first 250 people.
  • Iowa State University Extension and Outreach offers a Nonprofit Management Academy at the Johnson County Extension Office. All offerings are held 9 a.m.- 4 p.m. on  Tuesdays, and each course is $70 (with CEU credit an additional $25). Individuals make take just a single course or may complete a combo of them to obtain a Certificate in Nonprofit Management! See here for the current course descriptions, instructors and dates through November 2018.

Awards

  • The AARP is accepting nominations for the 2018 Andrus Award for Community Service. AARP’s most-prestigious volunteer tribute recognizes outstanding individuals who are sharing their experience, talents and skills to enrich the lives of others.
    Nominations are due August 10.

Grants

  • Storey Kenworthy Foundation for Giving is accepting grant applications for five $5000 awards. The scope of giving priorities includes: “Honoring our Heroes, Medical Research and Support, Children & Education.” Application period available through August 31.
  • Nonprofits that on families, education or the environment are invited to apply for a grant from the Alliant Energy Foundation. Applications are accepted through September 1.
  •  Tourism-related entities (including nonprofits) based in Iowa can apply for the Iowa Tourism Grant Program. Awards range from $500 to $5,000 and require a 25% cash match. There is $150,000 available for the fiscal year 2019 grant cycle. Applications are due September 12.
  • The Mortimer & Mimi Levitt Foundation launching a grant opportunity for small to mid-sized towns and cities. Up to 15 grantees will be awarded $25,000 each in matching funds to produce their own free outdoor concert series. The prospective series should feature a diverse line-up of quality entertainment for people of different ages and backgrounds. Finalists are chosen through online public voting. Grant applications are due by September 25.

hands on phone with calendar app

There are so many great events and opportunities for nonprofits that there is no doubt I missed some in the list above. Please feel free to add applicable events for August and September in the comments below! If you would like to notify GFLF of any upcoming nonprofit-focused events and opportunities in the coming months, don’t hesitate to email GFLF’s Chief Content Officer at mackensie@gordonfischerlawfirm.com.

August 6, 2018/by Gordon Fischer
https://www.gordonfischerlawfirm.com/wp-content/uploads/2018/08/Screen-Shot-2018-08-06-at-1.44.45-PM.png 495 980 Gordon Fischer https://www.gordonfischerlawfirm.com/wp-content/uploads/2017/05/GFLF-logo-300x141.png Gordon Fischer2018-08-06 13:50:302020-05-18 11:28:51Nonprofit Events and Opportunities in August & September
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Gordon Fischer Law Firm, P.C.

Gordon is based in Cedar Rapids and serves clients all across Iowa

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(515) 371-6077 gordon@gordonfischerlawfirm.com
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